Imagine a bank . . . . .

Imagine there is a bank which credits your account each morning with $86,400,

carries over no balance from day to day, allows you to keep no cash balance,

and every evening cancels whatever part of the amount you failed to use during

the day.

What would you do? Draw out every cent , of course!

Well, everyone has such a bank. Its name is TIME!!!!

Each morning it credits you with 86,400 seconds. Every night it writes off as

lost whatever of this time you have failed to invest to good purpose. It

carries over no balance. It allows no overdraft. Each day it opens a new

account for you. Each night it burns the records of the day. If you fail to use

the day's deposits, the loss is yours. There is no going back! There is no

drawing against "tomorrow." You must live in the present of today's deposits.

Invest it so as to get from it the utmost in health, happiness, and success.

The clock is running. Make the most of today.....

To realize the value of ONE YEAR, ask a student who failed his final exam.

To realize the value of ONE MONTH, ask a mother who has given birth to a

premature baby.

To realize the value of ONE WEEK, ask an editor of a weekly newspaper.

To realize the value of ONE DAY, ask a daily wage laborer who has five kids

to feed.

To realize the value of ONE HOUR, ask the lovers who are waiting to meet.

To realize the value of ONE MINUTE, ask the person who has just missed the

train.

To realize the value of ONE SECOND, ask the person who has survived an

accident.

To realize the value of ONE MILLI-SECOND, ask the person who has won a gold

medal.

Treasure every moment that you have. Time is a coin you can spend only once.

Use it, invest it, make it count, and treasure it more because you shared it

with someone special...special enough to have your time...and remember time

waits for no one. Grab it and use it wisely day after day!!

Time waits for no one. Treasure every moment you have. You will

treasure it even more when you can share it with someone special.